Is the Lending crisis over?

Is this Lending crisis over?

No, but there are several positive signs. Here's an article from Realtor Magazine:

This week, actions by both houses of Congress to reform FHA programs, and the Federal Reserve to decrease interest rates, should make borrowing more affordable and money more available, Combs says. “With reduced housing prices and increased housing inventory, interest rates that are near historic lows, and now with Fannie’s and Freddie’s increased ability to lend, we may see positive movement in the housing market,” said Combs.

The timing is still perfect for those that qualify and have an investor mindset. For those without great credit or assets, now is the time to be working hard to get that fixed.

All the best
Marc

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For more information about how you can take adavantage of the current real estate market go to: http://www.MarcVonMusser.com

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Is Congress working to eliminate your Mortgage deduction???

Is Congress proposing an elimination of the mortgage interest deduction?

Yes! Unless you take action.

Congressman John Dingell (D - Michigan) is going to introduce legislation that would repeal mortgage interest deductions on homes bigger than 3,000 sf. In spite of the recent mortgage crisis, market correction; Mr Dingell would rather pander for votes by removing the tax from "the rich". Who else could afford a home over 3000 sf?

Apparently, Mr Dingall feels this legislation will reduce emissions and lower global warming....Ok?

Read it yourself, and contact your representatives. If this passes, ALL homes will be next!



All the best

Marc

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For everything you need to take advantage of the current real estate market, go to: http://www.MarcVonMusser.com

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Stunning Home for Sale in CARLSBAD: Rancho Carrillo

An absolutely beautiful home!!!

Check this out:



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For more information go to: http://www.MarcVonMusser.com

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The Lending Crisis!

What's happening to the market? Whay hasn't my house sold? Why do priced keep going down?

These are a few of the questions that I will be addressing in the coming days. We are certainly going through a volatile time in the RE market. I will begin by showing you what we are up against, then how to prosper in the current market!

To date, subprime mortgages have been credited for bankrupting well over 110 lenders and seriously damaging operations at many major mortgage firms. They've reportedly wiped out 5 hedge funds, tens of thousands of jobs, and have led to millions of foreclosures with millions more on the way. And, as if that weren't enough, subprime mortgages are also blamed for massive volatility in the stock, bond, credit, futures, and real estate markets here in the US. And it's this volatility that is now spreading like a virus into other major financial sectors around the globe. Some say losses in the mortgage securities market alone could reach hundreds of billions of dollars this year.

This means that, for any American looking to buy, sell, or refinance their home, they are confronting a very different market from the one that existed just 6-12 months ago. The US Federal Reserve has already begun pumping billions of dollars into the US banking system in order to address what is clearly a credit crisis that will change how we borrow money for years to come!

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For more information on the current market, and everything you need to capitalize on current conditions, go to my website: http://www.MarcVonMusser.com\

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Vista Home for Sale, Completely REMODELED! Gorgeous & priced to SELL!

Check out this amazing home!!!!

When is the Perfect time to BUY??

Wondering if this is a good time to buy a house?

Trying to "time" a real estate market is not the best idea. Too many variables are involved. Real estate experts say the average price of a home will decline by 3 percent in 2007, but that average is for the entire country, not necessarily your home town.

Home sales are often triggered by the events of life such as an employment transfer, an increase in family size, a death, a divorce, or a pending foreclosure. These homes are available now, and people want to sell as soon as possible. Life's events are more likely to produce a favorable selling price than national statistics predict.

The best time to buy a home is when you are ready to do it. Once the decision is made, the solutions will present themselves. A well purchased property for my clients is usually at a price much lower than the comparables. This allows a cushion, in case the market adjusts even more. Don't forget the huge tax savings, and equity build up as well!!! It is better to own than rent!!!!

That means you have access to cash for a downpayment totaling at least 5 percent of the selling price. An adequate downpayment will bring a lower interest rate on your future mortgage. Getting ready to buy includes checking your credit to avoid errors on your credit report and visiting a bank to determine how large a loan you will qualify for.

Have a blessed day

Marc

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For everything you need to take advantage of the current real estate market, go to: http://www.MarcVonMusser.com

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Current Market Update!

Hello again,
I am asked almost daily what is the status of the Market. Do we listen to the big media outlets? Do we listen to the naysayers? Do we listen to the eternal optimists? We listen to ALL of them, but we make our decisions based on our own goals, situation and needs.

The real estate market is always changing, just like the wind. When the wind is blowing hard, it presents challenges to one man say a farmer, painter, roofer,etc., and opportunity to another like a windsurfer, sailer, etc. It depends on the goal of the individual.

The important part is to stay objective and clear on YOUR desired outcome. This will lead to many solutions that would otherwise be hidden.

Current sales numbers show that the Median price of a home in San Diego last month was $612,370. This is down from $622,380 from May 2006. Not quite the "Bubble" has completely burst nonsense that the mass media wants to use to sell viewership.

A couple of factors to consider:
1. The subprime market collapse and restructuring is huge! This accounts for 12-24% of various markets. Banks make money when they lend. They will find a way to lend to this market.
2. We are 2.5 years away from the Peak of the market (9/04). If we look at history with 7-10 year cycles, we are beginning to show signs of a turnaround. Overall in the state, the average median Price went UP 4.8%! The number of sales went down 25% as would be expected with the increasing prices and tighter restrictions for lending.

Bottom line: This isn't the Buy it today, sell it tomorrow for $100k more scenario like before. Today's market is still healthy, but requires a significant amount of work, planning and implementation to prosper. This is a great buyers market, and one that people will wish they participated in down the road.

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For everything you need to take advantage of the current real estate market go to:
http://www.MarcvonMusser.com

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Not on the market for 2 more days... Take a peak!!

We're Number 1! San Diego Foreclosure information

Unfortunately, California leads the nation in foreclosures.

A few of the reasons for the increase in foreclosures: market slowdown, risky loans, over paying for the home, spending all of the equity, etc.; combined with the the normal conditions that lead to foreclosures: medical crisis, being under insured, loss of a job, etc. and we have a 'Perfect Storm' with regards to foreclosures.

Foreclosures are on the rise. While this is a shame in many cases, it provides gigantic opportunities for others as well.

The winds may change, but if you know how to set your sails and use your rudder properly; you can still reach your destination.

Have a blessed day

Marc

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For a free weekly list of foreclosed homes in San Diego, go to: http://www.MarcVonMusser.com

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Beautiful Murrieta Executive Home for Sale! Pool, Spa and more

Talk about getting a ton of home for the money! This gorgeous Murrieta executive home just came on the market. A sprawling 4 Bedroom, plus office, with over 2798 square feet. Pool, spa, 3 car garage and much much more!

Click on the link and see for yourself! Murrieta Home: http://www.marcvonmusser.com/search-listings/view-25.html

All the best
Marc

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For everything you need to take advantage of the current real estate market, go to: http://www.MarcVonMusser.com

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I'm BACK!

Sorry for the delay. Things have been busy around here! I apologize for the lack of posts, but I am committed to posting on a regular basis. I've been out of town on business, and swamped when I got back.

There is a lot of terrific things happening so stay tuned!

All the best

Marc

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For a FREE LIst of FORECLOSED HOMES go to my website: http://www.MARCVONMUSSER.com

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Interest Rates drop overnight!

According to Inman news, Interest rates dropped a bit last night. This is great news for investors, home buyers or homeowners in the process of refinancing their homes.

The news wasn't all fantastic as Former Fed Chairman Alan Greenspan said that a possible recession could be heading our way next year. Mr Greenspan no longer has any say in market, but his warning certainly is respected on the financial market.

What does it mean? If you're thinking about reinancing or buying than sooner is better than later!

Here's the article from INMAN NEWS:

Long-term mortgage interest rates fell further Monday, and the benchmark 10-year Treasury bond yield sank to 4.63 percent.

The 30-year fixed-rate average dipped to 5.74 percent, and the 15-year fixed rate was down at 5.5 percent. The 1-year adjustable slid to 5.36 percent.

The 30-year Treasury bond yield decreased to 4.73 percent.

Rates are current as of 7:15 p.m. Eastern Standard Time.

Mortgage rate figures are according to Bankrate.com, which publishes nightly averages based on its survey of 4,000 banks in 50 states. Points on these mortgages range from zero to 3.5.

In other economic news, the Dow Jones Industrial Average lost 15.22 points, or 0.12 percent, finishing at 12,632.26. The Nasdaq was down 10.58 points, or 0.42 percent, closing at 2,504.52.

Stock and bond figures are current as of 7:30 p.m. Eastern Standard Time.


STAY TUNED, we have found some amazing real estate investment deals in San Diego, and will analyze them in future posts!

Thanks for reading

Marc

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For your Free San Diego Real Estate and Living Newsletter go to : http://www.MarcVonMusser.com

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The Secret will be on Oprah again

Just a quick head's up, "The Oprah show on The Secret was so successful that Oprah is hosting Michael Beckwith and James Arthur Ray again on Feb 16th!

Tune in to The Oprah Winfrey Show Friday, February 16th, for more in-depth coverage of The Secret."

Those of you that haven't watched it, I highly recommend it. Here's the link for The Secret: http://www.TheSecret.tv

Enjoy
Marc

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For everything you need to take advantage of the current San Diego Real Estate market, go to: http://www.MarcVonMusser.com

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"The SECRET" Special on Oprah 2/8

I just learned that Oprah rescheduled her special on "The Secret" for Thursday, Feb 08, 2007.

I can't recommend this enough. Watch the special, Tivo it or record it.

Here's the link for Oprah: http://www2.oprah.com/index.jhtml

Here's the Link for The Secret: http://www.TheSecret.tv

Enjoy!

Marc

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For everything you need to take advantage of the current Real Estate market in San Diego, go to: http://www.MarcVonMusser.com

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Why Invest In San Diego Real Estate? PART 7

Why Invest In San Diego Real Estate? PART 7

CASH FLOW - When properly purchased, Real estate provides you with a monthly cash flow. This can be some very significant income, especially after the loan is paid off! Just like inflation and the cost of living, rents also go up! Wouldn't you love to have 10 rental properties right now, each sending you a check for $1000 above your mortgages?

SOLID ASSET - Real estate is widely recognized as one of the greatest assets to have. It is looked upon favorably by anyone looking at your financial statements. Real estate is also easy to borrow against should you need extra capital.

Once you understand all of the advantages of investing in real estate, it is easy to see that very few, if any, other investments can match real estate. No wonder it is the favorite of millionaires! If you want to be successful, do what the most successful people are doing… INVEST IN REAL ESTATE!!

I got tired of missed oppotunity after missed opportunity! The ones that get rich are the ones that take action! If you aren't clear on what to do, than call.

Marc

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For everything you need to take advantage of the current real estate market, go to my site http://www.MarcVonMusser.com

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Why Invest In San Diego Real Estate? PART 6

Why Invest In San Diego Real Estate? PART 6

SOMEONE ELSE PAYS FOR IT - With real estate, the people who occupy your buildings are called tenants. They pay you rent every month that you then use to pay the mortgage. The tenants literally buy your investment property for you! When you invest in stocks, bonds,or precious metals, you are the one who has to pay for it.

Marc

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For everything you need to take advantage of the current real estate market go to: http://www.MarcVonMusser.com

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Why Invest In San Diego Real Estate? PART 5

Why Invest In San Diego Real Estate? PART 5

FREEDOM- While there is some management and record keeping required, it is nothing compared with some other investments. If you invested in a business such as a dry cleaners or a restaurant, you would be married to the place, putting in God knows how many hours. Real estate investing can be done without too much interference with your current job.

It makes you money 24 hours a day! Imagine if you purchased 10 homes in Carlsbad back in 1996! Appreciation, tax benefits, sweat equity....It keeps getting better.

Marc

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For your FREE Newsletter and everything you need to capitalize on the current real estate market go to: http://www.MarcVonMusser.com

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Why Invest In San Diego Real Estate? PART 4

Why Invest In San Diego Real Estate? PART 4

TAX ADVANTAGES- Whether you are buying your first home in Carlsbad, Oceanside, San Marcos or you are an investor, there are numerous tax advantages that exist!

You can deduct, as an expense, all of the interest, property taxes, insurance, repairs, inspections, and depreciation on your investment real estate- no matter how much you own.

Do not confuse this with the rule for personal residences. While you can only deduct interest on up to 2 personal residences, you can write off unlimited investment interest.

The IRS also allows you to take a paper write off (depreciation). You can depreciate the structure (not the land) as if it would be worth nothing at the end of 27.5 years! Of course we all know that the property will probably be worth much, much more in 27.5 years than it is now -not less. Nevertheless, on a 500,000 house (assuming, for example sake, the structure is worth 80% of the total) we are allowed to write off nearly $15,000 in depreciation alone each year!

Stay tuned for more helpful investment tips!

Marc

For my FREE Newsletter and everything you need to take advantage of the current real estate market go to: http://www.MarcVonMusser.com

Why Invest In San Diego Real Estate? PART 3

Why Invest In San Diego Real Estate? PART 3

The next advantage of Investing in North San Diego Real Estate:

LEVERAGE- A great thing about real estate is that you can tie up a big asset with a relatively small amount of money. You can easily buy a $400,000 home with either a zero down or only 10% ($40,000) down payment. To illustrate the power of this, consider this example.

Suppose you bought $40,000 worth of gold, mutual funds, or some other investment. Let’s say that it goes up 10% for the year- not bad. Your investment is now worth $44,000. So your return is 10% of $40,000 = $4,000. Now lets suppose that you take that same $40,000 and put it as a down payment and buy a $400,000 house. Again, let’s say that it goes up 10% for the year. Your property is now worth $440,000!

Your $40,000 investment increased by $40,000. That is a 100% return on your money (not even considering the equity build-up resulting from the constantly decreasing mortgage, cash flow, or tax advantages)! If the property appreciates 20% that home would be worth $480,000, a 200% return on your investment!

"But, Real estate values went down" If you purchased below market, you can still see huge returns. For example, if you bought a home worth $400,000, but you only paid $360,000, and it went up to $440,000 after one year, that's over $80,000 in equity.

If you opted for a zero percent down loan, your investment would increase between $40,000 - $80,000, with little or no initial cost to you! This simply cannot be done with stocks, bonds, mutual funds or gold.

Get started! These conditions WILL NOT LAST! Ask yourself how many real estate booms you've missed thus far, and make a decision to be in front of the next one!

Stay tuned!

Marc

For everything you need to take advantage of the North San Diego Real Estate market and my FREE newsletter go to: http://www.MarcVonMusser.com

Why Invest In San Diego Real Estate? PART 2

Why Invest In San Diego Real Estate? PART 2

Let’s look at advantage number 1 in more detail:

APPRECIATION- Over the past 100 years, real estate values have continually increased. There have, of course, been some periods where values decreased, but the overall trend has been nothing but up. Like anything else, the value of real estate is determined by supply and demand. Are people moving to Carlsbad, Oceanside, San Marcos, La Costa? You bet!

In our area, real estate prices have appreciated at least 20% per year for the last 5 years!!! Currently the market has softened quite a bit. So is real estate a bad investment? Not even close!

Economists have commented repeatedly, that this upward trend will continue for at least the next ten years, maybe not as fast, but still upwards. They are predicting almost 1,000,000 more people to move here before 2015! Unfortunately new home starts will only accommodate a small fraction of these new arrivals, thus pushy property values even higher.

Today’s market is prime for great deals!!! Sellers are scared, agents are uninformed and deals ABOUND! The secret to making money is to find homes that will sell at tens of thousands below market! This insulates the investor from market corrections, and increases the return to investor.

So what are the factors that have made real estate in such high demand over the years? One of the main reasons is that shelter is a basic human need. People need places to live, work, and shop where they aren’t exposed to the weather. In periods of high inflation, real estate values go up. Real estate is an investment that benefits from inflation.

Stay tuned, I'll be posting more insider Investment strategies. So whether you want to buy in Oceanside, Carlsbad, La Costa, Vista, San Marcos, Encinitas, Solana Beach, etc. this information will help!

Marc

For everything you need to capitalize on North San Diego Real Estate go to:http://www.MarcVonMusser.com and sign up for my free "Service for Life" newsletter!

Why Invest In San Diego Real Estate? PART 1

Why Invest In San Diego Real Estate? Part 1

There are truly many advantages of investing in real estate. More millionaires have made their fortunes in real estate than anything else!

Here is what some of the wealthiest Americans have said:

“Real estate is the basis for all wealth.” -Theodore Roosevelt

“Buying real estate is the best, safest way to become wealthy.” -Marshall Fields

“90% of all millionaires made it through real estate.” -Andrew Carnegie

Over the next few days, I'll outline several points about real estate investing. It doesn't matter if you want to buy in Carlsbad, La Costa, San Marcos, Oceanside, etc. the benefits will exist.

So tune in and bookmark this BLOG!

Marc

For more information about Carlsbad, Oceanside, San Marcos, Vista, La Costa, Bressi Ranch, Encinitas or the rest of San Diego; go to http://www.MarcVonMusser.com

Why even invest in Real Estate?

Why Invest In The First Place?

The sad truth is that only 1 out of 20 Americans is financially independent when they reach retirement. The rest are dependent on family, friends, or charities, and millions exist at the poverty level… literally waiting around to die.

If you plan on spending all your money when you make it and retiring on your social security, you need to wake up from your dreams! Social security is designed to merely provide a supplement to your investments and retirement plan. If Social Security is all you’ve got, you are either going to have to continue working well past normal retirement age, or be living a very meager lifestyle.

You deserve more than that, and you can have it… with some financial discipline and planning.

Why not just put your money in a mattress or safe deposit box? Because inflation will kill you. It will eat away at you money’s value, actually making you poorer and poorer with each day that goes by.

For those of you who need some explanation, inflation is simply the general trend of prices to rise over time. Think back to 25 or 30 years ago. You could buy a nice new car for $5,000. A hamburger for 20 cents. An average new house in Carlsbad for $25,000. You certainly can’t do that today the average priced home is over $600,000. While the prices of some items are actually coming down (computers, for example), the overall trend is up.

This means that over time your money will buy you less and less. For example, if inflation is running at 4% per year, you need to earn 4% on your money just to break even, more if you want to build wealth. You want to invest in things that not only give you a good return, but that also go up in value over time.

Becoming wealthy isn't an accident! Stay tuned for proven strategies and tips that will help you retire RICH!

Marc

Go to http://www.MarcVonMusser.com for everything you'll need to capitalize on North San Diego's real estate market! Whether you want to buy or invest in Carlsbad, Oceanside, San Marcos, La Costa, Encinitas, etc. the principles are the same!

Is the Media reporting the facts?

Is the Media reporting the facts?

The sky is falling! Home sales plung! Record slump! The Bubble has burst! These are just a few of the "National Enquirer" type headlines that have graced much of our media for the last year; but are they accurate?

Yes and No!

Yes... in that sales were less than the year before. Yes... that prices dropped in Carlsbad, San Marcos, Oceanside, etc. Yes... that inventories grew from 2 months supply to 9 months supply! So if that's true, how is this "media spin?"

Easy. You will also not see mentioned that since 1996, homes have more than tripled in value. The median priced home in San Diego grew from $166,000 to over $540,000! Not to mention the additional tax savings that come with ownership!

No headlines mentioning that 2006 was the 3rd best year ever! Sure prices dropped, but why not mention these types of statistics? Simple.....ratings and readership!

Negative news sells better than good news! Negative 'spin' creates better ratings/readership, which turns into better ad revenue.

My word of advice, do your own thinking! If demographic growth estimates are correct, and San Diego adds another 1,000,000 people in the next 10 years, where will they live and what will that do for housing prices? New home growth might help about 100,000 to 300,000; which means housing prices will have more demand than we do now!

Long term investors are ecstatic with current market conditions: low interest rates, lots of inventory, yearly season slow down, media throwing out negative hype to get ratings......things couldn't be better!

Take advantage, these conditions won't last!

All the best
Marc

For everything you need to take advantage of the current real estate market go to: http://www.MarcVonMusser.com

How to Make Money in the current Market!

How to Make Money in the current Market!

Investing is a lot like sailing. A sailor must interpret multiple factors and select, set his sails accordingly.

What direction and how strong are the currents, how strong is the wind, what direction? What are the tides? What is the forecast? How long should the journey take? These are just a few of the variables a sailor must answer if he is to answer the single most factor..... Where does the sailor want to go?

Real estate is very similar. A 1st time home buyer, investor, retiree, etc. must understand some of the variables in today's market to fully capitalize on the current market.

Interest rates are still at 25 year lows, flexible loan programs, current home inventory is high with approximately 6.9 months, many sellers are scared and willing to take less out of fear, economists are saying that the worst looks like it's behind us.

This market has lined up perfectly for investors and homeowners looking to hold for at least 2-5 years. This isn't a buy and flip market, but rather, Buy it right up front and hold it!

So whether you want to buy a home in Carlsbad, Oceanside, San Marcos, La Costa or anywhere in North San Diego, you need to get in the boat!

Let me know what you think.

Marc

For everything you need to prosper in this Real Estate Market go to: http://www.MarcVonMusser.com

Has the Market finally hit bottom?

Has the San Diego market finally hit bottom?

Good news for San Diego real estate. Everyday, more and more economists are saying that if we haven't already hit bottom, we're close!

The most recent came from David Berson, Fannie Mae Chief Economist. Berson told reporters last week that the "biggest declines are behind us. He also said that by mid-year, most of the decline in investment activity should be behind us."

That's great news! This means there is a small window where prices are likely still artifically low, along with low interest. These conditions are prime for investors and 1st time home buyers looking for a long term strategy, as opposed to the buy and flip strategy that was so popular a few years ago!

Have a blessed day!

Marc

Go to http://www.MarcVonMusser.com for everything you need to capitalize on the current real estate market!

I just learned that Oprah will be having a special on "The Secret" on January 31st! I can't recommend this enough!

Here's the press release:
Oprah is hosting a show dedicated to The Secret, tentatively scheduled to air LIVE on January 31st.

If you haven't seen it, this is an empowering movie about designing your life. How to make it what you want! The movie can be watched online for $5, and purchased for around $29.95. You can also see some free clips on YouTube to learn a little bit more about it!

Here's the link to the website: http://theSecret.tv

Enjoy!

Marc

http://www.MarcVonMusser.com for even more helpful tools and information

How to get you Property Taxes Reduced!

The recent price adjustments that have occurred in various parts of San Diego: Carlsbad, Encinitas, Oceanside, San Marcos, Vista, Escondido, Solana Beach, La Costa, etc. can mean that you might be paying too much in property taxes.

Here's why:
Property taxes are based on the assessed value, generally the purchase price. The tax base is around 1.1% when you factor in Mello Roos and special bonds. Meaning if you recently bought your home, say in 2005 or 2006; it is quite possible that the assessed value has gone down.

Note to my clients: Most of my clients purchased way below market value, (between $40,000 to $100,000) so this probably won't affect you, but for others that I didn't represent, it is a strong possibility. Check the recent comparables. If you need help, call me.

For example, I have seen numerous homes that were purchase in 2006 for around $600,000; while the exact same models are now selling for $550,000. A couple of reasons for this: buyers agent was not a skilled negotiator, buyer was not properly educated by agent, offers weren't made to motivated sellers, buyer had their closing costs rolled up into the loan, market shift, reactionary/passive marketing approach by current listing agents, etc.

If this is your situation, here's what you do:

1. Write a letter to:
Assessors Office
Gregory J Smith, County Assessor
1600 Pacific Coast Highway, Room 103
San Diego, CA 92101

2. Submit your justification for why you think you are over paying your taxes: Recent comparables from your area.

3. You will then hear back around July. If you disagree, you can appeal between July 2 and November 30.

WARNING: There are several companies that are charging BIG MONEY to do this for you! Save your money, and do it yourself!

Enjoy!

Marc

http://www.MarcVonMusser.com for more helpful information

Welcome Everyone!

Well based on numerous recommendations, I have finally joined the BLOGGING world! In the past I have provided valuable information about real estate investing, developing wealth, debt reduction, credit repair, etc. to my friends and clients. This same information will be the core topics to this BLOG.

I will post free, helpful information that can change your world! There is no cost for this information, eventhough I have easily spent over $100,000 aquiring it. All I ask is that you provide feedback and suggestions. I want to make this an active BLOG that Helps!

Here are a few of the topics I'll cover:

• Steps to becoming a Real Estate Investor
  
• Real estate vs. Stocks as an investment
  
• How to identify great deals
• How economic factors (unemployment, consumer confidence, housing starts, etc) affect RE investing.
• Credit repair and how it can save you hundreds of thousands of dollars!
• The truth about loans: What lenders Pray you never find out.
• When to buy, where to buy and what to buy for investmentsHow to become financially independent.
• The most common reasons people fail to invest and how to solve them!
• How to identify people to help you become wealthy

You get the idea. My clients already get this information, but they felt it was time to expand the number of people that can benefit.

That's it for now, thanks for reading, here's to a tremendous 2007! Stop by my website http://www.MarcVonMusser.com for everything you need to prosper in the current real estate market! Whether you want to buy a home in Carlsbad, Oceanside, Vista, San Marcos, La Costa or anywhere in North San Diego, we can help!

All the best
Marc

Marc Von Musser, MBA

http://www.marcvonmusser.com